{"id":996,"date":"2014-08-25T00:00:52","date_gmt":"2014-08-25T00:00:52","guid":{"rendered":"http:\/\/bankruptcy.thompsonwedeking.com\/?p=996"},"modified":"2014-08-19T19:31:29","modified_gmt":"2014-08-19T19:31:29","slug":"paying-much-home-insurance","status":"publish","type":"post","link":"http:\/\/www.thompsonlawsd.com\/paying-much-home-insurance\/","title":{"rendered":"Are You Paying Too Much for Home Insurance?"},"content":{"rendered":"<a href=\"http:\/\/thompsonwedeking.com\/wp-content\/uploads\/2014\/08\/iStock_000034852590_Small.jpg\"><img decoding=\"async\" class=\"alignnone size-medium wp-image-1210\" src=\"http:\/\/thompsonwedeking.com\/wp-content\/uploads\/2014\/08\/iStock_000034852590_Small-300x246.jpg\" alt=\"Are You Paying Too Much for Home Insurance? \" \/><\/a>\n<p>Few things we own compare to our home. Aside from being a huge investment, it\u2019s also where our family spends most of their time. As such, home insurance is a no-brainer. However, that doesn\u2019t mean it make sense to pay exorbitant prices for it. The following are all telltale signs that you may be paying too much for your home\u2019s coverage.<\/p>\n<p>The first simply comes down to poor customer service. Obviously, if you have a claim to make, you should be able to get a hold of your agent and report it as soon as possible. However, there may be other times when you simply want to get someone on the phone because you have questions. If you\u2019re having trouble getting the feedback or just the attention that you deserve, it may be time to consider another carrier. One exception would be if you are paying a rock-bottom rate and part of the tradeoff is simply lackluster customer support.<\/p>\n<p>Next, look into the average rate people in your state pay for coverage. Every state will be different and fluctuate greatly from one part of the country to the next. In Oklahoma, for example, the annual rate is about $1,500. In Idaho, though, coverage is just $400 a month on average. If you look up your state\u2019s average rate online and find you\u2019re paying more than it, look into why that is. One easy way to do this is simply calling your provider and asking them.<\/p>\n<p>Finally, even if you\u2019re paying below the average rate, be sure to find out what your money is getting you. Home coverage can involve many different factors. However, that doesn\u2019t mean that all the things you\u2019re paying for are actually pertinent or worth it. Go through your coverage with a fine-toothed comb to ensure you\u2019re not wasting money.<\/p>\n<p>While this may seem like a lot of work, consider that we\u2019re talking about a payment you\u2019ll be making every day for practically the rest of your life. Isn\u2019t it worth it to ensure you\u2019re not overpaying?<\/p>\n<p>Sources:<\/p>\n<p><a href=\"http:\/\/www.agentinsure.com\/insurancetips\/quotesandcomparisons\/howtoknowifyouarepayingtoomuchforinsurance\">http:\/\/www.agentinsure.com\/insurancetips\/quotesandcomparisons\/howtoknowifyouarepayingtoomuchforinsurance<\/a><\/p>\n<p><a href=\"http:\/\/mymoneycounselor.com\/high-home-insurance-cost\">http:\/\/mymoneycounselor.com\/high-home-insurance-cost<\/a><\/p>\n<p>http:\/\/money.msn.com\/home-insurance\/10-things-home-insurers-will-not-say-smartmoney.aspx<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Few things we own compare to our home. Aside from being a huge investment, it\u2019s also where our family spends most of their time. As such, home insurance is a no-brainer. However, that doesn\u2019t mean it make sense to pay exorbitant prices for it. The following are all telltale signs that you may be paying [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-996","post","type-post","status-publish","format-standard","hentry","category-general-bankruptcy"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Are You Paying Too Much for Home Insurance?  - Bankruptcy Lawyer<\/title>\n<meta name=\"description\" content=\"The Thompson Wedeking Bankruptcy article library provides all the information you need on Chapter 7, Chapter 11, and Chapter 13 Bankruptcy.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.thompsonlawsd.com\/paying-much-home-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Are You Paying Too Much for Home Insurance? 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