{"id":1041,"date":"2014-10-15T00:00:52","date_gmt":"2014-10-15T00:00:52","guid":{"rendered":"http:\/\/bankruptcy.thompsonwedeking.com\/?p=1041"},"modified":"2014-09-02T20:33:02","modified_gmt":"2014-09-02T20:33:02","slug":"people-use-balance-transfers","status":"publish","type":"post","link":"http:\/\/www.thompsonlawsd.com\/people-use-balance-transfers\/","title":{"rendered":"Why People Use Balance Transfers"},"content":{"rendered":"\"Credit<\/a>\n

Unless you\u2019ve been truly lucky, chances are you have debt just like the rest of us. Although it might not be the crushing kind that affects your every financial decision, that doesn\u2019t mean you don\u2019t want to take care of it as soon as possible. There are a number of advantages that come with having all your debt paid off, no matter how little there was to begin with. A number of people have managed to do this by using balance transfers. Although it\u2019s essential you look into the specific version you use before signing up, here are some of its vaunted benefits.<\/p>\n

Right off the bat, a lot of banks and\/or credit card companies will attract your business by offering you lower interest rates for switching to their services and brining your balance with you. Compared to how much most people spend with typical credit cards, it can be a real lifesaver to all of a sudden pay 0% interest for a year or more.<\/p>\n

Consider, too, that the less you\u2019re paying for each payment you make, the more of them you can put toward getting rid of debt. That means becoming debt-free far quicker than you otherwise would have and all because you just changed cards.<\/p>\n

Plus, balance transfers usually come with a monthly payback timeline that is between 12 and 18 months long. This makes it extremely easy to understand how your debt payment plan will work. After all, you know how much you owe, what your current interest rate is and when that will be changed. Those variables are enough for you to then know how much you need to spend every month to come out ahead.<\/p>\n

So, again, before you commit to a balance transfer, be sure you understand what\u2019s involved and research the particular company. However, if you\u2019ve ever wondered why so many people do it, the above is why.<\/p>\n

Source:<\/p>\n

http:\/\/blog.readyforzero.com\/are-balance-transfers-a-good-idea-pay-off-debt-faster\/<\/p>\n","protected":false},"excerpt":{"rendered":"

Unless you\u2019ve been truly lucky, chances are you have debt just like the rest of us. Although it might not be the crushing kind that affects your every financial decision, that doesn\u2019t mean you don\u2019t want to take care of it as soon as possible. There are a number of advantages that come with having […]<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1041","post","type-post","status-publish","format-standard","hentry","category-general-bankruptcy"],"acf":[],"yoast_head":"\nWhy People Use Balance Transfers - Bankruptcy Lawyer<\/title>\n<meta name=\"description\" content=\"The Thompson Wedeking Bankruptcy article library provides all the information you need on Chapter 7, Chapter 11, and Chapter 13 Bankruptcy.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.thompsonlawsd.com\/people-use-balance-transfers\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why People Use Balance Transfers - 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