{"id":1001,"date":"2014-09-05T00:00:21","date_gmt":"2014-09-05T00:00:21","guid":{"rendered":"http:\/\/bankruptcy.thompsonwedeking.com\/?p=1001"},"modified":"2014-08-19T19:38:46","modified_gmt":"2014-08-19T19:38:46","slug":"smart-people-use-credit-cards","status":"publish","type":"post","link":"http:\/\/www.thompsonlawsd.com\/smart-people-use-credit-cards\/","title":{"rendered":"How Smart People Use Credit Cards"},"content":{"rendered":"\"How<\/a>\n

If you\u2019re like many people, you may have mixed feelings about credit cards. On the one hand, they sure are handy. On the other, they can cost you plenty. Consider the following ways smart people make use of theirs though and any negative perceptions you have may change.<\/p>\n

First of all, responsible credit card users don\u2019t look at their plastic allies as sources for financing big purchases. That\u2019s not what they\u2019re there for. Using your credit card to buy something expensive is an easy way to end up with a lot of debt and in a lot of trouble. It\u2019s as simple as that. Those who understand credit cards use them to make purchases more convenient. They also know that by spending smaller amounts, they end up with smaller bills that are more affordable, yet still get to build up their credit score.<\/p>\n

Far too many people associate credit cards with free money and being able to purchase whatever they want. As a result, they end up with things they don\u2019t need and debt they can\u2019t handle.<\/p>\n

The second thing smart people do is pay off their entire balance every month. By following the above tip, you\u2019ll end up with bills that make it easy to do so. As such, you have no excuse for doing anything but. A lot of people mistakenly think it\u2019s savvy to only pay the minimum, but this is another great way to end up over your head.<\/p>\n

Lastly, no two credit cards are the same, so be sure you pick which ones you\u2019ll use wisely. This means looking at annual fees and other issues you\u2019ll need to prepare for. But it also means looking at the kinds of rewards a card provides. For example, a small annual fee may very well be worth using a credit card that will provide you with free airline miles.<\/p>\n

So don\u2019t shirk credit cards because you\u2019re afraid of their reputation. At the same time, don\u2019t treat them recklessly like they\u2019re free money. Instead, use the above advice to become one of those smart people who use credit cards.<\/p>\n

Source:<\/p>\n

http:\/\/www.lifehack.org\/articles\/money\/how-to-use-credit-cards-while-staying-out-of-debt.html<\/p>\n","protected":false},"excerpt":{"rendered":"

If you\u2019re like many people, you may have mixed feelings about credit cards. On the one hand, they sure are handy. On the other, they can cost you plenty. Consider the following ways smart people make use of theirs though and any negative perceptions you have may change. First of all, responsible credit card users […]<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1001","post","type-post","status-publish","format-standard","hentry","category-general-bankruptcy"],"acf":[],"yoast_head":"\nHow Smart People Use Credit Cards - Bankruptcy Lawyer<\/title>\n<meta name=\"description\" content=\"The Thompson Wedeking Bankruptcy article library provides all the information you need on Chapter 7, Chapter 11, and Chapter 13 Bankruptcy.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.thompsonlawsd.com\/smart-people-use-credit-cards\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Smart People Use Credit Cards - 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